In January, I'll be honest, I wasn't putting the actual sum away each and every day. I didn't always have exactly the right change on me, and sometimes I genuinely just forgot. Thankfully, being the first month, the total for January adds up to less than a fiver, so it wasn't too difficult to catch up with myself! In fact, if you'd like to start trying this challenge, then just start with January's total of £4.96 and go from there.
Generally, January was a tough month financially. After being paid early in December, and having Christmas and my birthday in that time, I was feeling seriously skint by the time we got to January payday. However, I did get a little payrise in January, some birthday money, AND a little tax rebate, so hopefully February will be a little less tight. As I've mentioned before, my parents really helped me out financially while I was at uni, and on Monday I made my last repayment. So, while I still have student loan to slowly work off (possibly until the day I retire) I have now cleared my biggest debt, and I'll be honest, I feel quite proud.
That said, I've already spent my tax rebate in my head on some craft supplies, but more on that later, I promise.
So, I have succeeded so far in the Penny Saving Challenge, and I'm still hoping to put away enough dollar this year to go on a holiday with some of my best blogger buddies. Have you been trying this little plan? How are you getting on? Let me know!